Approximately, 50% of Americans have high-deductible health plans (HDHPs). This means they’re already exposed to high medication prices. People can use a free prescription discount card to buy their medicines. Buying prescription medications via discount coupon can be drugs with a prescription discount card can be cheaper than paying with insurance. This doesn’t mean that your insurance can’t pay for your discount card medications.
So, if you use a prescription discount card to buy medicines at lower prices, can you get paid back for this purchase from your insurance? And even if you don’t get reimbursed, will your insurance count your payment against your deductible as an out-of-pocket expense?
The answer? It depends on the insurance company. Paying with a discount coupon is considered an “out-of-network” purchase, and it’s up to the insurance company to decide whether they’ll pay you back or count it towards your deductible.
When you use the Wise Rx discount card to pay for a prescription, you are choosing to pay without insurance. But you can ask your insurer to reimburse you or to apply your purchase against your deductible.
How to get a free discount card to get buy your medicines at lesser prices?
You can get a free prescription discount card like Wise Rx discount card, in three different ways:
Download – Download a free discount prescription card to start saving on your prescription medication today! To do this, follow these easy steps:
Mail Rx Card – Fill out the prescription card submission form and receive your card for free in your mail.
Text Rx Card – Simply text “WISE” to 313131 to get your prescription discount card on your smartphone!
What do you need to do once you download the card?
Once you download the card, print it.
- Cut out the card using scissors
- Fold the card in half along the dotted lines
- Bring it with you on your next trip to the pharmacy!
Want to know more about the free discount card, do let us know in the comment section below.
